:root {
  --ink: #17202a;
  --ink-soft: #52606d;
  --indigo: #2038aa;
  --indigo-deep: #172879;
  --blue: #2d5bff;
  --sky: #9dd5ff;
  --orange: #ff6b35;
  --orange-soft: #ffbd9f;
  --canvas: #f5f7fb;
  --cream: #fff6e9;
  --white: #ffffff;
  --line: #dfe4ec;
  --display: "Bricolage Grotesque", "Arial Narrow", sans-serif;
  --body: "DM Sans", Arial, sans-serif;
  --shell: min(1180px, calc(100vw - 48px));
  --shadow: 0 28px 70px rgba(23, 32, 42, 0.14);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: var(--body);
  font-size: 16px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

body.modal-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

img {
  max-width: 100%;
  display: block;
}

svg {
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 1.8;
}

:focus-visible {
  outline: 3px solid var(--orange);
  outline-offset: 4px;
}

.shell {
  width: var(--shell);
  margin-inline: auto;
}

.skip-link {
  position: fixed;
  z-index: 999;
  top: 12px;
  left: 12px;
  padding: 10px 14px;
  color: var(--white);
  background: var(--ink);
  transform: translateY(-160%);
  transition: transform 0.2s ease;
}

.skip-link:focus {
  transform: translateY(0);
}

.site-header {
  position: absolute;
  z-index: 30;
  top: 0;
  left: 0;
  width: 100%;
  color: var(--white);
}

.site-header.is-scrolled {
  position: fixed;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 1px 0 rgba(23, 32, 42, 0.08);
  backdrop-filter: blur(16px);
  animation: header-in 0.25s ease both;
}

@keyframes header-in {
  from {
    transform: translateY(-100%);
  }
}

.header-inner {
  height: 86px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 36px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--display);
  font-size: 30px;
  font-weight: 800;
  letter-spacing: -1.5px;
  line-height: 1;
}

.brand-mark {
  width: 34px;
  height: 34px;
  stroke-width: 3.5;
}

.desktop-nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 32px;
  font-size: 14px;
  font-weight: 600;
}

.desktop-nav a {
  position: relative;
}

.desktop-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -8px;
  width: 100%;
  height: 2px;
  background: currentColor;
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 0.25s ease;
}

.desktop-nav a:hover::after {
  transform: scaleX(1);
  transform-origin: left;
}

.desktop-nav .app-nav-link {
  color: var(--orange-soft);
}

.button {
  min-height: 54px;
  padding: 0 24px;
  border: 0;
  border-radius: 15px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  color: var(--white);
  background: var(--indigo);
  box-shadow: 0 10px 25px rgba(32, 56, 170, 0.2);
  font-weight: 700;
  cursor: pointer;
  transition:
    transform 0.2s ease,
    box-shadow 0.2s ease,
    background 0.2s ease;
}

.button:hover {
  transform: translateY(-2px);
  box-shadow: 0 15px 30px rgba(32, 56, 170, 0.28);
}

.button:active {
  transform: translateY(0);
}

.button svg {
  width: 20px;
  height: 20px;
  stroke-width: 2;
}

.button-small {
  min-height: 44px;
  padding-inline: 18px;
  border-radius: 12px;
  color: var(--indigo);
  background: var(--white);
  box-shadow: none;
  font-size: 14px;
}

.site-header.is-scrolled .button-small {
  color: var(--white);
  background: var(--indigo);
}

.button-accent {
  color: var(--ink);
  background: var(--orange);
  box-shadow: 0 12px 28px rgba(255, 107, 53, 0.28);
}

.button-accent:hover {
  background: #ff7b4a;
  box-shadow: 0 16px 34px rgba(255, 107, 53, 0.35);
}

.button-full {
  width: 100%;
}

.menu-toggle,
.mobile-nav {
  display: none;
}

.hero {
  position: relative;
  min-height: 790px;
  padding: 138px 0 90px;
  overflow: hidden;
  color: var(--white);
  background:
    linear-gradient(104deg, rgba(24, 44, 134, 0) 55%, rgba(39, 81, 234, 0.35)),
    var(--indigo);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  opacity: 0.22;
  background-image: radial-gradient(rgba(255, 255, 255, 0.72) 1px, transparent 1px);
  background-size: 22px 22px;
  mask-image: linear-gradient(to right, transparent, black 70%);
}

.hero-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 0.88fr 1.12fr;
  align-items: center;
  gap: 80px;
}

.hero-copy {
  padding-bottom: 24px;
}

.eyebrow {
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--sky);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.eyebrow-dot {
  width: 8px;
  height: 8px;
  border: 2px solid var(--orange);
  border-radius: 50%;
}

.eyebrow-dark {
  color: var(--indigo);
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  font-family: var(--display);
}

h1 {
  max-width: 650px;
  margin-bottom: 26px;
  font-size: clamp(62px, 6vw, 94px);
  font-weight: 700;
  font-stretch: condensed;
  letter-spacing: -0.067em;
  line-height: 0.92;
}

h1 span {
  display: block;
  color: var(--orange);
}

.hero-lede {
  max-width: 530px;
  margin-bottom: 32px;
  color: rgba(255, 255, 255, 0.76);
  font-size: 19px;
  line-height: 1.65;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 28px;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  font-weight: 700;
  border-bottom: 1px solid rgba(255, 255, 255, 0.35);
}

.text-link span {
  font-size: 20px;
  transition: transform 0.2s ease;
}

.text-link:hover span {
  transform: translateY(3px);
}

.hero-proof {
  margin-top: 38px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px 22px;
  color: rgba(255, 255, 255, 0.66);
  font-size: 12px;
  font-weight: 600;
}

.hero-proof div {
  display: flex;
  align-items: center;
  gap: 7px;
}

.hero-proof svg {
  width: 18px;
  height: 18px;
  color: var(--orange);
  border: 1px solid currentColor;
  border-radius: 50%;
  padding: 3px;
  stroke-width: 2.2;
}

.hero-visual {
  position: relative;
  height: 600px;
}

.photo-frame {
  position: absolute;
  top: 0;
  right: 0;
  width: 74%;
  height: 565px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 42px 42px 42px 150px;
  box-shadow: 0 40px 80px rgba(5, 14, 57, 0.28);
}

.photo-frame::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(15, 28, 104, 0.65), transparent 42%);
}

.photo-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 35%;
}

.photo-label {
  position: absolute;
  z-index: 2;
  right: 25px;
  bottom: 24px;
  display: flex;
  align-items: flex-end;
  flex-direction: column;
  color: var(--white);
  text-align: right;
}

.photo-label span {
  color: var(--orange-soft);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.photo-label strong {
  font-size: 15px;
}

.quick-card {
  position: absolute;
  z-index: 4;
  left: -8px;
  bottom: 10px;
  width: 340px;
  padding: 25px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(255, 255, 255, 0.7);
  border-radius: 24px;
  box-shadow: var(--shadow);
  backdrop-filter: blur(18px);
}

.quick-card-top,
.quick-details,
.quick-card > a {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.quick-card-top {
  color: var(--ink-soft);
  font-size: 12px;
  font-weight: 700;
}

.status-pill {
  padding: 5px 9px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #16784d;
  background: #e5f8ed;
  border-radius: 999px;
}

.status-pill i {
  width: 6px;
  height: 6px;
  background: #2bb673;
  border-radius: 50%;
}

.quick-amount {
  margin: 26px 0 18px;
}

.quick-amount small {
  display: block;
  color: var(--ink-soft);
  font-size: 13px;
}

.quick-amount strong {
  display: block;
  font-family: var(--display);
  font-size: 48px;
  font-weight: 700;
  letter-spacing: -3px;
  line-height: 1.05;
}

.quick-details {
  padding: 14px 0 18px;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.quick-details div {
  display: grid;
  gap: 2px;
}

.quick-details div:last-child {
  text-align: right;
}

.quick-details span {
  color: var(--ink-soft);
  font-size: 11px;
}

.quick-details strong {
  font-size: 14px;
}

.quick-card > a {
  margin-top: 17px;
  color: var(--indigo);
  font-size: 13px;
  font-weight: 700;
}

.trust-float {
  position: absolute;
  z-index: 5;
  top: 74px;
  left: 16px;
  width: 218px;
  padding: 15px 17px;
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--ink);
  background: var(--cream);
  border-radius: 16px;
  box-shadow: 0 18px 40px rgba(12, 23, 72, 0.2);
  transform: rotate(-3deg);
}

.trust-float svg {
  width: 34px;
  height: 34px;
  flex: 0 0 auto;
  color: var(--orange);
  stroke-width: 1.7;
}

.trust-float span {
  color: var(--ink-soft);
  font-size: 10px;
  line-height: 1.35;
}

.trust-float strong {
  display: block;
  color: var(--ink);
  font-size: 12px;
}

.hero-thread {
  position: absolute;
  z-index: 1;
  width: 480px;
  height: 480px;
  border: 24px dashed rgba(255, 189, 159, 0.15);
  border-radius: 45% 55% 43% 57%;
  pointer-events: none;
}

.thread-one {
  right: -160px;
  bottom: -200px;
  transform: rotate(22deg);
}

.thread-two {
  top: 160px;
  left: -420px;
  opacity: 0.4;
}

.signal-strip {
  position: relative;
  z-index: 5;
  background: var(--white);
  border-bottom: 1px solid var(--line);
}

.signal-grid {
  min-height: 138px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.signal-grid > div {
  padding: 28px 28px;
  display: flex;
  align-items: center;
  gap: 16px;
  border-right: 1px solid var(--line);
}

.signal-grid > div:first-child {
  border-left: 1px solid var(--line);
}

.signal-icon {
  width: 48px;
  height: 48px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  color: var(--indigo);
  background: #edf0ff;
  border-radius: 50%;
  font-family: var(--display);
  font-size: 15px;
  font-weight: 800;
}

.signal-grid p {
  margin-bottom: 0;
  color: var(--ink-soft);
  font-size: 12px;
  line-height: 1.45;
}

.signal-grid strong {
  color: var(--ink);
  font-size: 14px;
}

.section {
  padding: 120px 0;
}

.section-heading h2,
.calculator-copy h2,
.security-copy h2,
.requirements-copy h2,
.testimonial-copy h2,
.faq-intro h2,
.closing-inner h2 {
  margin-bottom: 0;
  font-size: clamp(46px, 5vw, 72px);
  font-weight: 700;
  letter-spacing: -0.055em;
  line-height: 0.98;
}

.split-heading {
  margin-bottom: 70px;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  align-items: end;
  gap: 80px;
}

.split-heading p {
  max-width: 410px;
  margin: 0 0 8px;
  color: var(--ink-soft);
  font-size: 18px;
}

.steps {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.steps::before {
  content: "";
  position: absolute;
  z-index: 0;
  top: 72px;
  left: 17%;
  width: 66%;
  height: 3px;
  background-image: linear-gradient(to right, var(--orange) 50%, transparent 50%);
  background-size: 14px 3px;
}

.step-card {
  position: relative;
  z-index: 1;
  min-height: 360px;
  padding: 32px;
  background: var(--canvas);
  border: 1px solid #edf0f4;
  border-radius: 28px;
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}

.step-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 50px rgba(23, 32, 42, 0.1);
}

.step-number {
  position: absolute;
  top: 24px;
  right: 26px;
  color: #a9b1bc;
  font-family: var(--display);
  font-size: 13px;
  font-weight: 700;
}

.step-icon {
  width: 82px;
  height: 82px;
  margin-bottom: 74px;
  display: grid;
  place-items: center;
  color: var(--indigo);
  background: var(--white);
  border-radius: 50%;
  box-shadow: 0 12px 30px rgba(32, 56, 170, 0.09);
}

.step-icon svg {
  width: 45px;
  height: 45px;
  stroke-width: 1.6;
}

.step-card h3 {
  margin-bottom: 12px;
  font-size: 25px;
  letter-spacing: -0.03em;
}

.step-card p {
  margin-bottom: 0;
  color: var(--ink-soft);
}

.calculator-section {
  position: relative;
  overflow: hidden;
  color: var(--white);
  background: var(--indigo-deep);
}

.calculator-section::before {
  content: "";
  position: absolute;
  top: -120px;
  right: -100px;
  width: 600px;
  height: 600px;
  border: 48px dashed rgba(157, 213, 255, 0.09);
  border-radius: 50%;
}

.calculator-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  align-items: center;
  gap: 100px;
}

.calculator-copy h2 {
  margin-bottom: 26px;
}

.calculator-copy > p {
  max-width: 520px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 18px;
}

.promise-list {
  margin-top: 52px;
}

.promise-list > div {
  padding: 18px 0;
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
}

.promise-list > div:last-child {
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
}

.promise-list span {
  color: var(--orange);
  font-family: var(--display);
  font-size: 12px;
  font-weight: 800;
}

.promise-list p {
  margin: 0;
  color: rgba(255, 255, 255, 0.55);
  font-size: 13px;
}

.promise-list strong {
  display: block;
  color: var(--white);
  font-size: 15px;
}

.simulator-card {
  padding: 40px;
  color: var(--ink);
  background: var(--white);
  border-radius: 32px;
  box-shadow: 0 40px 100px rgba(4, 10, 42, 0.38);
}

.simulator-heading {
  margin-bottom: 36px;
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 20px;
}

.simulator-heading span {
  color: var(--ink-soft);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.simulator-heading h3 {
  margin: 4px 0 0;
  font-size: 28px;
  letter-spacing: -0.035em;
}

.amount-bubble {
  min-width: 132px;
  color: var(--indigo);
  font-family: var(--display);
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -1px;
  text-align: right;
}

input[type="range"] {
  width: 100%;
  height: 7px;
  appearance: none;
  border-radius: 999px;
  background: linear-gradient(to right, var(--orange) 50%, #e4e8ef 50%);
  outline: none;
}

input[type="range"]::-webkit-slider-thumb {
  width: 28px;
  height: 28px;
  appearance: none;
  background: var(--white);
  border: 7px solid var(--orange);
  border-radius: 50%;
  box-shadow: 0 3px 10px rgba(23, 32, 42, 0.2);
  cursor: pointer;
}

input[type="range"]::-moz-range-thumb {
  width: 15px;
  height: 15px;
  background: var(--white);
  border: 7px solid var(--orange);
  border-radius: 50%;
  box-shadow: 0 3px 10px rgba(23, 32, 42, 0.2);
  cursor: pointer;
}

.range-labels {
  margin-top: 10px;
  display: flex;
  justify-content: space-between;
  color: #87919d;
  font-size: 12px;
}

.term-selector {
  margin: 30px 0;
  padding: 0;
  border: 0;
}

.term-selector legend {
  margin-bottom: 10px;
  color: var(--ink-soft);
  font-size: 12px;
  font-weight: 700;
}

.term-options {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 9px;
}

.term-option {
  min-height: 48px;
  padding: 0 8px;
  color: var(--ink-soft);
  background: var(--canvas);
  border: 1px solid transparent;
  border-radius: 13px;
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
  transition:
    color 0.2s ease,
    border-color 0.2s ease,
    background 0.2s ease;
}

.term-option:hover,
.term-option.is-active {
  color: var(--indigo);
  background: #edf0ff;
  border-color: var(--indigo);
}

.cost-breakdown {
  margin-bottom: 28px;
}

.cost-breakdown > div {
  padding: 10px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  color: var(--ink-soft);
  font-size: 14px;
}

.cost-breakdown strong {
  color: var(--ink);
}

.cost-breakdown .total-row {
  margin-top: 10px;
  padding-top: 20px;
  color: var(--ink);
  border-top: 1px solid var(--line);
  font-weight: 700;
}

.total-row strong {
  color: var(--indigo);
  font-family: var(--display);
  font-size: 28px;
  letter-spacing: -1px;
}

.simulator-note {
  margin: 16px 0 0;
  color: #7a8591;
  font-size: 10px;
  line-height: 1.5;
  text-align: center;
}

.app-teaser {
  position: relative;
  overflow: hidden;
  color: var(--white);
  background: var(--indigo);
}

.app-teaser::before {
  content: "";
  position: absolute;
  top: -180px;
  right: -80px;
  width: 560px;
  height: 560px;
  border: 46px dashed rgba(255, 255, 255, 0.07);
  border-radius: 45%;
  transform: rotate(17deg);
}

.app-teaser-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 0.82fr;
  align-items: center;
  gap: 100px;
}

.app-teaser-copy h2 {
  max-width: 640px;
  margin-bottom: 26px;
  font-size: clamp(48px, 5.5vw, 78px);
  font-weight: 700;
  letter-spacing: -0.06em;
  line-height: 0.95;
}

.app-teaser-copy > p {
  max-width: 580px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 18px;
}

.app-feature-chips {
  margin: 34px 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.app-feature-chips span {
  padding: 9px 13px;
  color: rgba(255, 255, 255, 0.82);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
}

.app-phone-stage {
  position: relative;
  min-height: 560px;
  display: grid;
  place-items: center;
}

.app-phone-stage::before {
  content: "";
  position: absolute;
  width: 430px;
  height: 430px;
  background: var(--orange);
  border-radius: 50%;
}

.app-phone {
  position: relative;
  z-index: 2;
  width: 288px;
  min-height: 500px;
  padding: 22px 22px 28px;
  color: var(--ink);
  background: var(--white);
  border: 8px solid #101932;
  border-radius: 44px;
  box-shadow: 0 40px 80px rgba(7, 14, 52, 0.38);
  transform: rotate(4deg);
}

.app-phone-top {
  margin-bottom: 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  color: var(--ink-soft);
  font-size: 10px;
  font-weight: 700;
}

.app-phone-top i {
  width: 72px;
  height: 19px;
  background: #101932;
  border-radius: 999px;
}

.app-phone-logo {
  display: flex;
  align-items: center;
  gap: 7px;
  color: var(--indigo);
  font-family: var(--display);
  font-size: 20px;
  font-weight: 800;
}

.app-phone-logo svg {
  width: 25px;
  height: 25px;
  stroke-width: 3.2;
}

.app-phone > p {
  margin: 72px 0 0;
  color: var(--ink-soft);
  font-size: 12px;
}

.app-phone > strong {
  display: block;
  margin-top: 3px;
  color: var(--indigo);
  font-family: var(--display);
  font-size: 44px;
  letter-spacing: -3px;
}

.app-credit-status {
  margin-top: 24px;
  padding: 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: var(--canvas);
  border-radius: 15px;
}

.app-credit-status span {
  color: var(--ink-soft);
  font-size: 11px;
}

.app-credit-status b {
  color: var(--indigo);
  font-size: 13px;
}

.app-phone-action {
  margin-top: 14px;
  padding: 15px 16px;
  display: flex;
  justify-content: space-between;
  color: var(--ink);
  background: var(--orange);
  border-radius: 15px;
  font-size: 13px;
  font-weight: 800;
}

.app-orbit {
  position: absolute;
  z-index: 3;
  width: 68px;
  height: 68px;
  display: grid;
  place-items: center;
  color: var(--indigo);
  background: var(--cream);
  border-radius: 22px;
  box-shadow: 0 18px 40px rgba(8, 17, 60, 0.25);
  font-family: var(--display);
  font-size: 21px;
  font-weight: 800;
}

.app-orbit-one {
  top: 78px;
  right: 3px;
  transform: rotate(9deg);
}

.app-orbit-two {
  bottom: 62px;
  left: 8px;
  color: var(--white);
  background: var(--indigo-deep);
  transform: rotate(-8deg);
}

.security {
  background: var(--canvas);
}

.security-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  align-items: center;
  gap: 110px;
}

.security-visual {
  position: relative;
  min-height: 570px;
  display: grid;
  place-items: center;
  overflow: hidden;
  color: var(--white);
  background: var(--orange);
  border-radius: 40px 40px 160px 40px;
}

.woven-disc {
  position: relative;
  width: 280px;
  height: 280px;
  display: grid;
  place-items: center;
  background: var(--indigo);
  border-radius: 50%;
}

.woven-disc > span {
  position: absolute;
  width: 330px;
  height: 24px;
  background: var(--cream);
  border-radius: 999px;
  transform: rotate(36deg) translateY(-72px);
}

.woven-disc > span:nth-child(2) {
  transform: rotate(36deg) translateY(-24px);
}

.woven-disc > span:nth-child(3) {
  transform: rotate(36deg) translateY(24px);
}

.woven-disc > span:nth-child(4) {
  transform: rotate(36deg) translateY(72px);
}

.woven-disc svg {
  position: relative;
  z-index: 1;
  width: 100px;
  height: 100px;
  padding: 22px;
  color: var(--white);
  background: var(--indigo);
  border-radius: 50%;
  stroke-width: 1.6;
}

.security-caption {
  position: absolute;
  left: 34px;
  bottom: 30px;
}

.security-caption span {
  display: block;
  color: rgba(255, 255, 255, 0.75);
  font-size: 12px;
}

.security-caption strong {
  font-family: var(--display);
  font-size: 17px;
}

.security-copy h2 {
  max-width: 620px;
  margin-bottom: 24px;
}

.security-copy > p {
  max-width: 570px;
  color: var(--ink-soft);
  font-size: 18px;
}

.security-list {
  margin-top: 44px;
}

.security-list article {
  padding: 22px 0;
  display: grid;
  grid-template-columns: 58px 1fr;
  align-items: start;
  gap: 18px;
  border-top: 1px solid var(--line);
}

.security-list article:last-child {
  border-bottom: 1px solid var(--line);
}

.security-list article > span {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  color: var(--indigo);
  background: var(--white);
  border-radius: 16px;
}

.security-list svg {
  width: 25px;
  height: 25px;
  stroke-width: 1.7;
}

.security-list h3 {
  margin: 0 0 4px;
  font-size: 18px;
}

.security-list p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 14px;
}

.official-channel-link {
  margin-top: 24px;
}

.requirements {
  padding-bottom: 50px;
}

.requirements-card {
  padding: 64px;
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 72px;
  color: var(--white);
  background: var(--indigo);
  border-radius: 36px;
}

.requirements-copy .eyebrow {
  margin-bottom: 18px;
}

.requirements-copy h2 {
  margin-bottom: 18px;
}

.requirements-copy p {
  margin: 0;
  color: rgba(255, 255, 255, 0.68);
}

.requirement-items {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.requirement-items > div {
  min-height: 190px;
  padding: 22px;
  display: flex;
  flex-direction: column;
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 20px;
}

.requirement-items span {
  margin-bottom: auto;
  color: var(--orange);
  font-family: var(--display);
  font-size: 12px;
  font-weight: 800;
}

.requirement-items strong {
  margin-bottom: 4px;
  font-family: var(--display);
  font-size: 18px;
}

.requirement-items small {
  color: rgba(255, 255, 255, 0.55);
}

.testimonial {
  padding-top: 80px;
}

.testimonial-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 110px;
}

.quote-card {
  position: relative;
  min-height: 460px;
  padding: 54px;
  display: flex;
  flex-direction: column;
  color: var(--ink);
  background: var(--cream);
  border-radius: 32px 110px 32px 32px;
}

.quote-mark {
  height: 90px;
  color: var(--orange);
  font-family: Georgia, serif;
  font-size: 120px;
  line-height: 1;
}

blockquote {
  margin: auto 0;
  font-family: var(--display);
  font-size: clamp(27px, 3vw, 40px);
  font-weight: 600;
  letter-spacing: -0.04em;
  line-height: 1.14;
}

.quote-person {
  margin-top: 32px;
  display: flex;
  align-items: center;
  gap: 13px;
}

.quote-person > span {
  width: 45px;
  height: 45px;
  display: grid;
  place-items: center;
  color: var(--white);
  background: var(--indigo);
  border-radius: 50%;
  font-size: 12px;
  font-weight: 800;
}

.quote-person p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 12px;
  line-height: 1.4;
}

.quote-person strong {
  display: block;
  color: var(--ink);
  font-size: 14px;
}

.testimonial-copy h2 {
  margin-bottom: 25px;
}

.testimonial-copy > p {
  max-width: 520px;
  color: var(--ink-soft);
  font-size: 18px;
}

.text-link-dark {
  margin-top: 16px;
  color: var(--indigo);
  border-bottom-color: rgba(32, 56, 170, 0.35);
}

.text-link-dark:hover span {
  transform: translateX(4px);
}

.faq {
  background: var(--canvas);
}

.faq-grid {
  display: grid;
  grid-template-columns: 0.75fr 1.25fr;
  align-items: start;
  gap: 100px;
}

.faq-intro {
  position: sticky;
  top: 130px;
}

.faq-intro h2 {
  margin-bottom: 22px;
}

.faq-intro > p {
  max-width: 350px;
  color: var(--ink-soft);
}

.support-link {
  margin-top: 32px;
  display: inline-grid;
  color: var(--indigo);
  font-weight: 700;
}

.support-link span {
  color: var(--ink-soft);
  font-size: 11px;
  font-weight: 500;
}

.accordion {
  border-top: 1px solid #ccd3dd;
}

.accordion-item {
  border-bottom: 1px solid #ccd3dd;
}

.accordion-item h3 {
  margin: 0;
}

.accordion-item button {
  width: 100%;
  padding: 26px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  color: var(--ink);
  background: transparent;
  border: 0;
  font-family: var(--display);
  font-size: 21px;
  font-weight: 650;
  text-align: left;
  cursor: pointer;
}

.accordion-item button span {
  position: relative;
  width: 22px;
  height: 22px;
  flex: 0 0 auto;
}

.accordion-item button span::before,
.accordion-item button span::after {
  content: "";
  position: absolute;
  top: 10px;
  left: 3px;
  width: 16px;
  height: 2px;
  background: var(--indigo);
  transition: transform 0.2s ease;
}

.accordion-item button span::after {
  transform: rotate(90deg);
}

.accordion-item button[aria-expanded="true"] span::after {
  transform: rotate(0);
}

.accordion-panel {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.3s ease;
}

.accordion-panel p {
  min-height: 0;
  margin: 0;
  overflow: hidden;
  color: var(--ink-soft);
}

.accordion-item.is-open .accordion-panel {
  grid-template-rows: 1fr;
}

.accordion-item.is-open .accordion-panel p {
  padding: 0 48px 26px 0;
}

.closing-cta {
  position: relative;
  padding: 90px 0;
  overflow: hidden;
  color: var(--white);
  background: var(--indigo);
}

.closing-inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 60px;
}

.closing-inner > div > span {
  display: block;
  margin-bottom: 16px;
  color: var(--sky);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.closing-thread {
  position: absolute;
  top: 40px;
  right: 18%;
  width: 440px;
  height: 220px;
  border: 34px dashed rgba(255, 255, 255, 0.07);
  border-radius: 50%;
  transform: rotate(-12deg);
}

.site-footer {
  padding: 65px 0 40px;
  color: rgba(255, 255, 255, 0.64);
  background: #111725;
}

.footer-top {
  padding-bottom: 48px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.brand-footer {
  color: var(--white);
}

.footer-top p {
  margin: 0;
  font-size: 13px;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 16px 26px;
  font-size: 12px;
}

.footer-links a:hover {
  color: var(--white);
}

.legal-copy {
  padding-top: 28px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 50px;
  font-size: 10px;
}

.legal-copy p {
  max-width: 760px;
  margin: 0;
}

.legal-copy span {
  white-space: nowrap;
}

.legal-meta {
  display: flex;
  align-items: flex-end;
  flex-direction: column;
  gap: 8px;
}

.account-link {
  color: rgba(255, 255, 255, 0.34);
  font-size: 9px;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.account-link:hover {
  color: rgba(255, 255, 255, 0.68);
}

.app-download-float {
  position: fixed;
  z-index: 40;
  right: 22px;
  bottom: 22px;
  width: min(440px, calc(100vw - 44px));
  padding: 14px 14px 14px 16px;
  display: grid;
  grid-template-columns: 44px 1fr auto;
  align-items: center;
  gap: 12px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid rgba(23, 32, 42, 0.1);
  border-radius: 18px;
  box-shadow: 0 22px 60px rgba(13, 22, 54, 0.22);
  backdrop-filter: blur(16px);
  transition:
    opacity 0.22s ease,
    transform 0.22s ease,
    visibility 0.22s ease;
}

.app-download-float.is-hidden {
  visibility: hidden;
  opacity: 0;
  transform: translateY(18px);
}

.app-float-icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  color: var(--white);
  background: var(--indigo);
  border-radius: 13px;
}

.app-float-icon svg {
  width: 26px;
  height: 26px;
  stroke-width: 3;
}

.app-download-float > div:nth-of-type(2) {
  min-width: 0;
}

.app-download-float strong,
.app-download-float span {
  display: block;
}

.app-download-float strong {
  font-family: var(--display);
  font-size: 14px;
}

.app-download-float span {
  overflow: hidden;
  color: var(--ink-soft);
  font-size: 10px;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.app-download-float > a {
  padding: 9px 12px;
  color: var(--ink);
  background: var(--orange);
  border-radius: 10px;
  font-size: 11px;
  font-weight: 800;
}

.app-float-close {
  position: absolute;
  top: -8px;
  right: -8px;
  width: 24px;
  height: 24px;
  display: grid;
  place-items: center;
  color: var(--white);
  background: var(--ink);
  border: 2px solid var(--white);
  border-radius: 50%;
  font-size: 14px;
  line-height: 1;
  cursor: pointer;
}

.modal {
  position: fixed;
  z-index: 100;
  inset: 0;
  display: grid;
  place-items: center;
  padding: 24px;
  visibility: hidden;
  opacity: 0;
  transition:
    opacity 0.2s ease,
    visibility 0.2s ease;
}

.modal.is-open {
  visibility: visible;
  opacity: 1;
}

.modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(12, 18, 38, 0.72);
  backdrop-filter: blur(8px);
}

.modal-dialog {
  position: relative;
  z-index: 1;
  width: min(480px, 100%);
  padding: 42px;
  background: var(--white);
  border-radius: 28px;
  box-shadow: 0 30px 100px rgba(0, 0, 0, 0.3);
  transform: translateY(20px) scale(0.98);
  transition: transform 0.25s ease;
}

.modal.is-open .modal-dialog {
  transform: translateY(0) scale(1);
}

.modal-close {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 38px;
  height: 38px;
  color: var(--ink);
  background: var(--canvas);
  border: 0;
  border-radius: 50%;
  font-size: 24px;
  cursor: pointer;
}

.modal-step-icon {
  width: 48px;
  height: 48px;
  margin-bottom: 24px;
  display: grid;
  place-items: center;
  color: var(--white);
  background: var(--indigo);
  border-radius: 14px;
  font-family: var(--display);
  font-size: 25px;
  font-weight: 800;
}

.modal-kicker {
  margin-bottom: 6px;
  color: var(--orange);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.modal-dialog h2 {
  margin-bottom: 12px;
  font-size: 38px;
  letter-spacing: -0.05em;
  line-height: 1;
}

.modal-dialog > p {
  color: var(--ink-soft);
}

.modal-dialog form {
  margin-top: 28px;
}

.modal-dialog form > label:not(.checkbox) {
  display: block;
  margin-bottom: 8px;
  font-size: 12px;
  font-weight: 700;
}

.phone-field {
  height: 58px;
  margin-bottom: 18px;
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  border: 1px solid #cfd5df;
  border-radius: 14px;
  overflow: hidden;
}

.phone-field span {
  padding: 0 16px;
  color: var(--ink-soft);
  border-right: 1px solid #cfd5df;
}

.phone-field input {
  width: 100%;
  height: 100%;
  padding: 0 16px;
  border: 0;
  outline: 0;
}

.checkbox {
  margin-bottom: 24px;
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 10px;
  color: var(--ink-soft);
  font-size: 11px;
}

.checkbox input {
  margin-top: 3px;
  accent-color: var(--indigo);
}

.checkbox a {
  color: var(--indigo);
  text-decoration: underline;
}

.form-success {
  display: none;
  padding: 30px 0 8px;
  text-align: center;
}

.form-success span {
  width: 58px;
  height: 58px;
  margin: 0 auto 18px;
  display: grid;
  place-items: center;
  color: var(--white);
  background: #21a568;
  border-radius: 50%;
  font-size: 25px;
  font-weight: 800;
}

.form-success strong {
  display: block;
  font-family: var(--display);
  font-size: 23px;
}

.form-success p {
  margin: 8px 0 0;
  color: var(--ink-soft);
  font-size: 13px;
}

.modal-dialog.is-success form,
.modal-dialog.is-success > .modal-kicker,
.modal-dialog.is-success > h2,
.modal-dialog.is-success > p:not(.form-success p) {
  display: none;
}

.modal-dialog.is-success .form-success {
  display: block;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

@media (max-width: 1020px) {
  :root {
    --shell: min(100% - 36px, 820px);
  }

  .desktop-nav {
    display: none;
  }

  .header-cta {
    margin-left: auto;
  }

  .hero {
    padding-top: 128px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 52px;
  }

  .hero-copy {
    max-width: 720px;
  }

  .hero-visual {
    width: 100%;
    max-width: 720px;
    margin: 0 auto;
  }

  .photo-frame {
    width: 66%;
  }

  .signal-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .signal-grid > div:nth-child(3) {
    border-left: 1px solid var(--line);
  }

  .signal-grid > div:nth-child(-n + 2) {
    border-bottom: 1px solid var(--line);
  }

  .steps {
    grid-template-columns: 1fr;
  }

  .steps::before {
    top: 10%;
    left: 72px;
    width: 3px;
    height: 80%;
    background-image: linear-gradient(to bottom, var(--orange) 50%, transparent 50%);
    background-size: 3px 14px;
  }

  .step-card {
    min-height: auto;
    padding-left: 140px;
  }

  .step-icon {
    position: absolute;
    left: 30px;
    margin: 0;
  }

  .step-card h3 {
    margin-top: 16px;
  }

  .calculator-grid,
  .security-grid,
  .testimonial-grid,
  .app-teaser-grid {
    grid-template-columns: 1fr;
    gap: 70px;
  }

  .app-phone-stage {
    max-width: 620px;
    margin-inline: auto;
  }

  .security-visual {
    min-height: 500px;
  }

  .requirements-card {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .faq-grid {
    grid-template-columns: 1fr;
    gap: 60px;
  }

  .faq-intro {
    position: static;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }

  .footer-links {
    justify-content: flex-start;
  }
}

@media (max-width: 700px) {
  :root {
    --shell: calc(100vw - 32px);
  }

  .header-inner {
    height: 72px;
  }

  .brand {
    font-size: 27px;
  }

  .brand-mark {
    width: 30px;
    height: 30px;
  }

  .header-cta {
    display: none;
  }

  .menu-toggle {
    width: 42px;
    height: 42px;
    display: grid;
    place-content: center;
    gap: 6px;
    color: currentColor;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 12px;
  }

  .site-header.is-scrolled .menu-toggle {
    background: var(--canvas);
    border-color: var(--line);
  }

  .menu-toggle span {
    width: 19px;
    height: 2px;
    background: currentColor;
    transition: transform 0.2s ease;
  }

  .menu-toggle[aria-expanded="true"] span:first-child {
    transform: translateY(4px) rotate(45deg);
  }

  .menu-toggle[aria-expanded="true"] span:last-child {
    transform: translateY(-4px) rotate(-45deg);
  }

  .mobile-nav {
    padding: 18px 16px 24px;
    display: grid;
    gap: 8px;
    color: var(--ink);
    background: var(--white);
    border-radius: 0 0 24px 24px;
    box-shadow: 0 20px 50px rgba(23, 32, 42, 0.16);
    transform: translateY(-120%);
    opacity: 0;
    pointer-events: none;
    transition:
      transform 0.25s ease,
      opacity 0.25s ease;
  }

  .mobile-nav.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }

  .mobile-nav > a:not(.button) {
    padding: 12px 8px;
    font-weight: 650;
  }

  .hero {
    min-height: 0;
    padding: 112px 0 65px;
  }

  .hero-grid {
    gap: 44px;
  }

  .eyebrow {
    margin-bottom: 18px;
  }

  h1 {
    font-size: clamp(55px, 17vw, 75px);
  }

  .hero-lede {
    font-size: 16px;
  }

  .hero-actions {
    align-items: stretch;
    flex-direction: column;
    gap: 18px;
  }

  .hero-actions .text-link {
    align-self: flex-start;
  }

  .hero-proof {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero-visual {
    height: 620px;
  }

  .photo-frame {
    width: 92%;
    height: 480px;
    border-radius: 30px 30px 30px 90px;
  }

  .quick-card {
    left: 0;
    bottom: 0;
    width: 94%;
  }

  .trust-float {
    top: 24px;
    left: -4px;
    width: 195px;
  }

  .signal-grid {
    grid-template-columns: 1fr;
  }

  .signal-grid > div {
    padding: 22px 16px;
    border-left: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
  }

  .section {
    padding: 82px 0;
  }

  .section-heading h2,
  .calculator-copy h2,
  .security-copy h2,
  .requirements-copy h2,
  .testimonial-copy h2,
  .faq-intro h2,
  .closing-inner h2 {
    font-size: clamp(42px, 13vw, 58px);
  }

  .split-heading {
    margin-bottom: 44px;
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .split-heading p {
    font-size: 16px;
  }

  .step-card {
    padding: 28px 26px 28px 112px;
  }

  .step-icon {
    left: 20px;
    width: 68px;
    height: 68px;
  }

  .steps::before {
    left: 54px;
  }

  .simulator-card {
    padding: 26px 22px;
    border-radius: 24px;
  }

  .simulator-heading {
    align-items: flex-start;
    flex-direction: column;
  }

  .amount-bubble {
    text-align: left;
  }

  .total-row {
    align-items: flex-start !important;
    flex-direction: column;
  }

  .term-options {
    grid-template-columns: repeat(2, 1fr);
  }

  .security-visual {
    min-height: 420px;
    border-radius: 30px 30px 100px 30px;
  }

  .woven-disc {
    width: 220px;
    height: 220px;
  }

  .woven-disc > span {
    width: 260px;
  }

  .requirements {
    padding-inline: 0;
  }

  .requirements-card {
    width: 100%;
    padding: 70px 24px;
    border-radius: 0;
  }

  .requirement-items {
    grid-template-columns: 1fr;
  }

  .requirement-items > div {
    min-height: 150px;
  }

  .quote-card {
    min-height: 430px;
    padding: 38px 28px;
    border-radius: 26px 76px 26px 26px;
  }

  .accordion-item button {
    font-size: 18px;
  }

  .closing-inner {
    align-items: stretch;
    flex-direction: column;
  }

  .closing-inner .button {
    width: 100%;
  }

  .legal-copy {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .legal-meta {
    align-items: flex-start;
  }

  .app-teaser-copy h2 {
    font-size: clamp(44px, 13vw, 62px);
  }

  .app-phone-stage {
    min-height: 500px;
  }

  .app-phone-stage::before {
    width: 320px;
    height: 320px;
  }

  .app-phone {
    width: 260px;
    min-height: 460px;
  }

  .app-orbit-one {
    right: 0;
  }

  .app-orbit-two {
    left: 0;
  }

  .app-download-float {
    right: 10px;
    bottom: 10px;
    width: calc(100vw - 20px);
    grid-template-columns: 38px 1fr auto;
  }

  .app-float-icon {
    width: 38px;
    height: 38px;
  }

  .app-download-float span {
    max-width: 160px;
  }

  .modal-dialog {
    padding: 34px 24px 28px;
  }

  .modal-dialog h2 {
    font-size: 34px;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}